NOW ACCOUNT | $100.00 | 
| 
| - No fee for avg. balances greater than $1,500
- $15.00 for avg. balances $0-$499
- $12.00 for avg. balances $500-$999
- $10.00 for avg. balances $1,000-$1,499
| Monthly Bank Statement
|
BASIC CHECKING | $100.00 | 
| No | | Monthly Bank Statement without images |
SAVINGS | $100.00 | Limited | 
| - $2.50 for avg. balances under $500
- $1.00 per debit over 2
| Quarterly Bank Statements
|
GUARANTY 62 | $100.00 | 
| No | - No fee for avg. balances greater than $500
- $7.00 for avg. balances below $500
| - Senior Citizen Checking
- Free club checks if enrolled in direct deposit
- Monthly Bank Statement
|
CD's | $1,000.00 | No | 
| - Early withdrawal penalties will apply on withdrawals
| Several terms to choose from
|
CHECKING PLUS | $100.00 | 
| No | - No fee for avg. balances greater than $1,000
- $11.00 for avg. balances $0-$299
- $9.50 for avg. balances $300-$499
- $7.00 for avg. balances $500-$999
- No per item fees
| Monthly Bank Statement |
CHRISTMAS CLUB | $5.00 | No | 
| - $30.00 early closing fee
- $15.00 for ending balances below minimum established at opening
| Christmas Club checks mailed in October of each year
|
ADVANTAGE CHECKING | $100.00 | 
| No | - $11.00 for Gold Plan
- $10.00 for Silver Plan
- $9.00 for Basic Plan
- $0.10 per debit in excess of 20
| Club checking with benefits |
MONEY MARKET | $2,500.00 | Limited | 
| - No fee for avg. balances greater than $2,500
- $10.00 for avg. balances below $2,500
- $5.00 per debit in excess of 6
| Limited withdrawals as per federal regulations |
