Take a closer view of our accounts
| Accounts | Opening Balances | Withdrawals | Interest | Monthly Fees | Additional Features |
|---|---|---|---|---|---|
| NOW Account | $100 |  |
|
No fee for avg. balances $1,500 or greater
$15.00 for avg. balances less than $1,500
$3.00 monthly fee for mailed bank statement
E-statements are free
|
Monthly Bank Statement |
| Savings | $100 | Limited | |
$2.50 for avg. balances under $500
$1.00 per debit over 2
|
Quarterly Bank Statements |
| Guaranty 62 | $100 | |
No |
No monthly service charge
Both paper statements and e-statements are free
|
Senior Citizen Checking
Free club checks if enrolled in direct deposit
Monthly Bank Statement
|
| CD's | $1000 | No | |
Early withdrawal penalties will apply on withdrawals
|
Several terms to choose from |
| Freedom Checking | $100 | |
No |
No monthly service charge
$3.00 monthly fee for mailed bank statements
E-statements are free
|
Monthly Bank Statement |
| Christmas Club | $5.00 | No | |
$30.00 early closing fee
$15.00 for ending balances below minimum established at opening
|
Christmas Club checks mailed in October of each year |
| Advantage Checking | $100 | |
No |
$11.00 for Gold Plan
$10.00 for Silver Plan
$9.00 for Basic Plan
$0.10 per debit in excess of 20
$3.00 monthly fee for mailed bank statements
E-statements are free
|
Club checking with benefits |
| Money Market | $2,500 | Limited | |
No fee for avg. balances greater than $2,500
$10.00 for avg. balances below $2,500
$5.00 per debit in excess of 6
$3.00 monthly fee for mailed bank statements
E-statements are free
|
Limited withdrawals as per federal regulations |