CERTIFICATES OF DEPOSIT (CDs)
Let your money work for you with a Guaranty Bank & Trust Co. Certificate of Deposit (CD). Our CD products are FDIC-insured making them an excellent low risk investment with competitive interest rates.
We offer a variety of terms to best match your needs. $1,000 minimum opening deposit required.
- 7 to 31 days
- 90 days
- 180 days
- 1 year
- 18 months
- 2 years
We also offer the very popular Guaranty Bank Option CD’s. These CD’s offer various options depending on the term chosen. $2,000 minimum opening deposit required.
6 Month Option
- 1 withdrawal up to ½ of the current balance without a penalty
- Unlimited deposits of $200.00 or more
1 Year Option
- 1 withdrawal up to ½ of the current balance without a penalty
- Unlimited deposits of $200.00 or more
- 1 Rate Bump
2 Year Option
- 2 withdrawals up to ½ of the current balance without a penalty
- Unlimited deposits of $200.00 or more
- 2 Rate Bumps
INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
Start saving for retirement by opening up a Guaranty Bank IRA. We offer the traditional IRA account that has long been the standard for retirement savings. Talk to a new accounts representative today for more details.