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CDs & IRAs

CERTIFICATES OF DEPOSIT (CDs)
Let your money work for you with a Guaranty Bank & Trust Co. Certificate of Deposit (CD). Our CD products are FDIC-insured making them an excellent low risk investment with competitive interest rates.

We offer a variety of terms to best match your needs. $1,000 minimum opening deposit required.

  • 7 to 31 days
  • 90 days
  • 180 days
  • 1 year
  • 18 months
  • 2 years
We also offer the very popular Guaranty Bank Option CD’s. These CD’s offer various options depending on the term chosen. $2,000 minimum opening deposit required.

  • 6 Month Option
    1 withdrawal up to ½ of the current balance without a penalty
    Unlimited deposits of $200.00 or more
  • 1 Year Option
    1 withdrawal up to ½ of the current balance without a penalty
    Unlimited deposits of $200.00 or more
    1 Rate Bump
  • 2 Year Option
    2 withdrawals up to ½ of the current balance without a penalty
    Unlimited deposits of $200.00 or more
    2 Rate Bumps
INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
Start saving for retirement by opening up a Guaranty Bank IRA. We offer the traditional IRA account that has long been the standard for retirement savings. Talk to a new accounts representative today for more details.