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Want to put some money aside? Guaranty Bank has several Savings plans available. Click below, or scroll down, to find the one that's right for you.
SECURE SAVINGS
CERTIFICATE OF DEPOSIT
INDIVIDAUL RETIREMENT ACCOUNT (IRA)
CHRISTMAS CLUB
SECURE SAVINGS
OPENING BALANCE - $50.00
DESCRIPTION
- SEMI-ANNUAL STATEMENTS
- TWO FREE WITHDRAWALS PER MONTH
ACCOUNT FEES
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AVERAGE BALANCES BELOW $500.00 WILL BE CHARGED $2.50 SERVICE CHARGE PER MONTH (WAIVED FOR PERSONS UNDER 18 YEARS OF AGE)
- ADDITIONAL WITHDRAWALS (ABOVE 2 PER MONTH) $1.00 PER WITHDRAWAL
- ACCOUNTS CLOSED WITHIN 60 DAYS OF OPENING DATE - $25.00 EARLY CLOSING FEE
INTEREST
- RATES REVIEWED WEEKLY
- ACCRUES DAILY / PAID MONTHLY
CERTIFICATE OF DEPOSIT
OPENING BALANCE:
- STANDARD CD - $1,000.00 -
- OPTION CD - $2,000.00
DESCRIPTION - STANDARD
- TERMS RANGING FROM 7 DAYS TO 4 YEARS
- PENALTY FOR EARLY WITHDRAWAL
DESCRIPTION - OPTION
- TERMS - 6 MONTHS; 1 YEAR; 2 YEARS
- UNLIMITED DEPOSITS OF $200.00 OR MORE
- PENALTY FREE WITHDRAWALS ( 1 EACH FOR 6 MONTH AND 1 YEAR - 2 FOR THE 2 YEAR TERM) UP TO 1/2 OF THE BALANCE - MUST MAINTAIN A $2,000.00 BALANCE
- RATE BUMP AT CUSTOMER DISCRECTION (1 FOR 1YEAR - 2 FOR 2 YEAR TERM) BASED ON TREASURY RATE (FOR MORE DETAILS CONTACT OUR CUSTOMER SERVICE REPRESENTATIVES)
INTEREST
- RATES REVIEWED WEEKLY
- ACCRUES DAILY
- PAID MONTHLY, QUARTERLY, ANUALLY, OR AT MATURITY ACCORDING TO TERMS OF CD
INDIVIDUAL RETIREMENT ACCOUNT
OPENING BALANCE - $1,000.00
DESCRIPTION
- 18 MONTH VARIABLE RATE CD
- EARN TAX ADVANTAGES AND INTEREST AS YOU BUILD YOUR FINANCIAL FUTURE
- FOR MORE DETAILS CONTACT OUR CUSTOMER SERVICE REPRESENTATIVES
CHRISTMAS CLUB
OPENING BALANCE - RANGING FROM $2.00 TO $20.00
DESCRIPTION
- 50 WEEK PLAN MAKING SAVING FOR HOLIDAY SHOPPING EASIER
- DEPOSITS OF $2.00 AND ABOVE CAN BE AUTOMATICALLY TRANSFERRED FROM THE CUSTOMER'S CHECKING ACCOUNT
- DEPOSITS MAY BE MADE DIRECTLY BY THE CUSTOMER INTO A CLUB ACCOUNT
- CHECKS WILL BE MAILED OUT BY THE LAST WEEK OF OCTOBER
ACCOUNT FEES
- EARLY CLOSING WILL RESULT IN A $25.00 FEE
- CLUB PLANS NOT PAID UP TO FULL VALUE
- WILL BE CHARGED A $15.00 SERVICE CHARGE
INTEREST
- ACCRUES DAILY
- PAID AT PROGRAM END
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