GUARANTY BANK & TRUST CO. OF DELHI
STATEMENT ON THE PRIVACY OF CUSTOMER INFORMATION

GUARANTY BANK AND TRUST COMPANY OF DELHI RESPECTS THE PRIVACY EXPECTATIONS AND RIGHTS OF ITS CUSTOMERS REGARDING FINANCIAL INFORMATION AND OTHER RELATED INFORMATION WHICH THE BANK HAS OR GATHERS IN THE NORMAL COURSE OF BUSINESS.

GUARANTY BANK AND TRUST COMPANY OF DELHI COLLECTS, RETAINS, AND USES INFORMATION ABOUT INDIVIDUAL CUSTOMERS ONLY WHEN WE BELIEVE IT WOULD BE USEFUL (AND ALLOWED BY LAW) IN ADMINISTERING OUR BUSINESS AND/OR THAT OF OUR AFFILIATES, AND TO PROVIDE PRODUCTS, SERVICES AND OTHER OPPORTUNITIES TO OUR CUSTOMERS. THIS INFORMATION IS OBTAINED FORM APPLICATION INFORMATION, TRANSACTION INFORMATION, CONSUMER REPORT INFORMATION, AND/OR INFORMATION OBTAINED FROM OUR AFFILIATES.

GUARANTY BANK AND TRUST COMPANY OF DELHI WILL USE A CUSTOMER'S PERSONALLY IDENTIFYING INFORMATION IN OUR NORMAL COURSE OF BUSINESS. PERSONAL INFORMATION WILL NOT BE SOLD OR DISTRIBUTED TO OTHER NONAFFILIATED PARTIES FOR MARKETING PURPOSES.

GUARANTY BANK AND TRUST COMPANY OF DELHI IS CONCERNED ABOUT THE ACCURACY OF CUSTOMER INFORMATION AND, THEREFORE. WE WILL NOT DISCLOSE NONPUBLIC PERSONAL INFORMATION ABOUT FORMER CUSTOMERS EXCEPT IN THE SAME MANNER AND TO THE SAME CATEGORIES OF OTHER PARTIES AS WE DO WITH CURRENT CUSTOMERS.

WE MAY DISCLOSE ALL OF THE INFORMATION WE COLLECT, AS DESCRIBED WITHIN OUR NOTICE TO COMPANIES THAT PERFORM MARKETING SERVICE ON OUR BEHALF OR TO OTHER FINANCIAL INSTITUTIONS WITH WHOM WE HAVE JOINT-MARKETING AGREEMENTS.

IF YOU PREFER THAT WE NOT DISCLOSE NONPUBLIC PERSONAL INFORMATION ABOUT YOU TO NONAFFILIATED THIRD PARTIES, YOU MAY OPT OUT OF THOSE DISCLOSURES, THAT IS, YOU MAY DIRECT US NOT TO MAKE THOSE DISCLOSURES (OTHER THAN DISCLOSURES PERMITTED BY LAW). IF YOU WISH TO OPT OUT OF DISCLOSURES TO NONAFFILIATED THIRD PARTIES, YOU MAY COMMUNICATE SUCH TO THE BANK BY WRITING TO THE PRESIDENT AND CHIEF EXECUTIVE OFFICER, AT P O BOX 8, DELHI, LOUISIANA 71232, OR BY CALLING THE BANK AT (318) 878-3703 AND INDICATING THE SAME TO THE PRESIDENT AND CHIEF EXECUTIVE OFFICER, OR THE CASHIER AND SENIOR VICE PRESIDENT.

YOU HAVE SEPARATE OPT OUT RIGHTS UNDER THE FAIR CREDIT REPORTING ACT REGARDING THE DISCLOSURE OF INFORMATION TO BANK-AFFILIATED THIRD PARTIES.

WE RESTRICT ACCESS TO NONPUBLIC PERSONAL INFORMATION ABOUT YOU TO ONLY THOSE EMPLOYEES WHO NEED TO KNOW THAT INFORMATION IN ORDER TO PROVIDE PRODUCTS AND/OR SERVICES TO YOU. WE MAINTAIN PHYSICAL, ELECTRONIC, AND PROCEDURAL SAFEGUARDS THAT COMPLY WITH FEDERAL REGULATION TO GUARD YOUR NONPUBLIC PERSONAL INFORMATION.

GUARANTY BANK AND TRUST COMPANY OF DELHI MAKES DISCLOSURES TO OTHER NONAFFILIATED THIRD PARTIES AS PERMITTED BY LAW.