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Guaranty Bank has several Personal Checking plans available, click below, or scroll down, to find the one that's right for you.
CHECKING PLUS
BASIC CHECKING
GUARANTY FREE CHECKING
ADVANTAGE CHECKING
GUARANTY 62
NOW ACCOUNT
GFMA - GUARANTY FUNDS MANAGEMENT ACCOUNT
MONEY MARKET
CHECKING PLUS
OPENING DEPOSIT $50.00
DESCRIPTION
- UNLIMITED CHECK WRITING
- DEBIT CARD (60 DAY WAITING PERIOD)
- STATEMENTS RECEIVED MONTHLY
- G.A.I.L.
ACCOUNT FEES
- DAILY BALANCE $1,000.00 OR MORE- NO FEE
- DAILY BALANCE $500.00-$999.00-$7.00 A MONTH
- DAILY BALANCE $300.00-$499.00-$9.50 A MONTH
- DAILY BALANCE $0-$299.00-$11.00 A MONTH
BASIC CHECKING
OPENING DEPOSIT $50.00
DESCRIPTION
- MORE THAN 10 DEBITS PER MONTH ARE .25* PER DEBIT
- STATEMENTS RECEIVED MONTHLY
- G.A.I.L.
ACCOUNT FEES
- SERVICE CHARGE $2.99 PER MONTH
GUARANTY FREE CHECKING
OPENING DEPOSIT $100.00
DESCRIPTION
- DEBIT CARD (60 DAY WAITING PERIOD)
- YOU ORDER YOUR CHECKS FROM US
- STATEMENTS RECEIVED MONTHLY W/O IMAGES
- G.A.I.L.
ACCOUNT FEES
ADVANTAGE CHECKING
OPENING DEPOSIT $50.00
DESCRIPTION
- MORE THAN 20 DEBITS PER MONTH ARE .10* PER DEBIT
- PACKAGE INCLUDES: CREDIT CARD PROTECTION, TRAVEL REBATES, ½ PRICE FOR CASHIER'S CHECKS, STOP PAYMENTS, AND WIRE TRANSFERS
- FREE CHECKS (BASIC BLUE WALLET-IMPRINTED YOUR WAY)
- SAFE DEPOSIT BOX (ONE YEAR FREE OF CHARGE -SUBJECT TO AVAILABILITY)
- DEBIT CARD (60 DAY WAITING PERIOD)
- GB VISA -NO FEE (SUBJECT TO CREDIT APPROVAL) STATEMENTS RECEIVED MONTHLY
- G.A.I.L.
ACCOUNT FEES
- ACCIDENTAL DISMEMBERMENT INSURANCE
SERVICE CHARGE
- BASIC PLAN: $9.00 A MONTH -$10,000.00 INSURANCE
- SILVER PLAN: $10.00 A MONTH-$20,000.00 INSURANCE
- GOLD PLAN: $11.00 A MONTH-$30,000.00 INSURANCE
- $1500.00 PER INDEPENDENT CHILD
GUARANTY 62
OPENING DEPOSIT $50.00
DESCRIPTION
- DEBIT CARD (60 DAY WAITING PERIOD)
- AVAILABLE TO INDIVIDUALS 62 YEARS OR OLDER
- FREE CHECKS (BASIC BLUE WALLET-IMPRINTED YOUR WAY)
- UNLIMITED DEBITS
- ½ PRICE FOR CASHIER'S CHECKS, STOP PAYMENTS, AND WIRE TRANSFERS
- SAFE DEPOSIT BOX (ONE YEAR FREE OF CHARGE -SUBJECT TO AVAILABILITY)
- STATEMENTS RECEIVED MONTHLY
- G.A.I.L.
ACCOUNT FEES
- AVERAGE DAILY BALANCE $500.00 OR MORE-NO FEE
- AVERAGE DAILY BALANCE $0-$499.00-$7.00 A MONTH
NOW ACCOUNT
OPENING DEPOSIT $50.00
DESCRIPTION
- ACCOUNT WILL EARN ITEREST (SUBJECT TO CURRENT RATE)
- STATEMENTS RECEIVED MONTHLY
- G.A.I.L.
- NOT FOR CORPORATIONS
ACCOUNT FEES
- DAILY BALANCE $1500.00 OR MORE- NO FEE
- DAILY BALANCE $1000.00-$1499.00-$10.00 A MONTH
- DAILY BALANCE $500.00-$999.00-$12.00 A MONTH
- DAILY BALANCE $0-$499.00-$15.00 A MONTH
- ACCOUNT WITH AVERAGE DAILY BALANCE OF LESS THAN $1,500.00 WILL BE CHARGED .15* PER DEBIT
GFMA
- GUARANTY FUNDS MANAGEMENT ACCOUNT -
OPENING DEPOSIT $2,500.00
DESCRIPTION
- ACCOUNT WILL EARN INTEREST (SUBJECT TO CURRENT RATE)
- STATEMENTS RECEIVED QUARTERLY
- G.A.I.L.
ACCOUNT FEES
- DAILY BALANCE $1000.00 OR MORE- NO FEE
- DAILY BALANCE $0.00-$999.00-$12.00 A MONTH
- IF AVERAGE DAILY BALANCE IS BELOW $2500.00 NO INTEREST IS PAID
- IF AVERAGE DAILY BALANCE IS LESS THAN $10,000.00 YOU WILL BE CHARGED .15* PER DEBIT
MONEY MARKET
OPENING DEPOSIT $2,500.00
DESCRIPTION
- ACCOUNT WILL EARN ITEREST (SUBJECT TO CURRENT RATE)
- STATEMENTS RECEIVED MONTHLY
- G.A.I.L.
LIMITATIONS: YOU MAY MAKE 6 TRANSFERS FROM THE ACCOUNT EACH 4 WEEK PERIOD, BUT ONLY 3 MAY BE BY CHECK TO THIRD PARTIES.
ACCOUNT FEES
- ALL DEBITS OVER 6 ARE $5.00 PER DEBIT
- IF AVERAGE DAILY BALANCE IS BELOW $1,000 NO INTEREST IS PAID
- DAILY BALANCE $2500.00 OR MORE- NO FEE
- DAILY BALANCE $0 -$2499.00-$10.00 A MONTH
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